Privacy Policy (CCPA + GDPR compliant)

BNB Accelerator Privacy Policy

Last updated: 9/11/2025

This Privacy Policy describes how BNB Accelerator LLC, a Montana limited liability company (“BNB Accelerator,” “we,” “us,” or “our”), collects, uses, stores, shares, and protects the personal information of visitors and users (“you” or “your”) who access our website, enroll in programs, or interact with our educational materials, products, or services. By using our website or providing information to us, you agree to this Privacy Policy.

1. Scope and Purpose
This Privacy Policy applies to information collected through the BNB Accelerator website, affiliated pages, email communications, and any other digital platform operated by BNB Accelerator LLC. The policy explains how we handle personal data to maintain transparency, protect privacy, and comply with applicable U.S. data-protection laws including the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act (CPRA), and the Federal Trade Commission Act.

2. Information We Collect
We collect personal and non-personal information to operate efficiently and deliver quality educational services. Information collected may include:
Personal identifiers: name, email address, phone number, mailing address, and contact preferences.
Billing information: payment card data, billing address, or transaction records (processed through secure third-party providers such as Stripe or PayPal; we do not store full card details).
Usage data: browser type, device information, IP address, access times, pages viewed, referring websites, and general analytics data.
Cookies and tracking technologies: data collected through cookies, pixels, and analytics tools used for website functionality, marketing, and performance optimization.
User-provided content: messages sent through contact forms, survey responses, testimonials, and social-media interactions.

3. How We Use Your Information
We use collected data for lawful business purposes, including:
– To provide educational content, consulting, and customer service.
– To process payments and manage subscriptions.
– To communicate program updates, newsletters, or promotions (subject to opt-out preferences).
– To improve website functionality, marketing relevance, and user experience.
– To comply with legal obligations and protect our rights, property, and users.
– To prevent fraudulent activity and maintain security.

4. Legal Basis for Processing (General U.S. Standard)
BNB Accelerator processes personal information for legitimate business purposes permitted under U.S. law. Although not required to rely on GDPR standards, the company voluntarily adheres to principles of transparency, fairness, and user control. Data is collected only with consent, necessity, or legitimate interest in providing services.

5. Payment Processing
All payments are securely processed through compliant third-party processors such as Stripe or PayPal. BNB Accelerator does not directly collect or store complete credit-card information. Payment data is encrypted and handled under PCI-DSS security standards.

6. Cookies and Tracking
BNB Accelerator uses cookies and similar tracking technologies to enhance functionality and measure engagement. Cookies may store user preferences, analytics identifiers, and session data. Users may adjust browser settings to block or delete cookies; however, disabling cookies may affect website performance.

We may also use Google Analytics or equivalent tools to monitor website usage. These services collect anonymized data about site interactions and may use cookies to deliver targeted advertising. Google’s policies govern how such data is handled, and users can opt out through Google’s Ad Settings or third-party opt-out tools.

7. Email and Marketing Communications
If you subscribe to our newsletter, submit a contact form, or purchase a product, we may send you informational or promotional emails. You can unsubscribe at any time by clicking the “unsubscribe” link within any email or by contacting us directly. We comply with the CAN-SPAM Act for all commercial messages.

8. Information Sharing and Disclosure
BNB Accelerator does not sell personal information. We may share limited data under the following circumstances:
– With trusted service providers who perform business functions on our behalf (e.g., web hosting, analytics, email delivery, payment processing).
– When required by law or legal process, such as subpoenas or governmental requests.
– To protect the rights, property, or safety of BNB Accelerator, our customers, or others.
– During business transfers, such as mergers, acquisitions, or restructuring, where user data may be transferred as part of the transaction.

All third-party vendors are contractually required to maintain confidentiality and use data solely for authorized purposes.

9. Data Retention
We retain personal information only as long as necessary for the purposes described in this policy or as required by law. Contact and transaction records are typically retained for up to seven years for tax and accounting compliance. You may request deletion of your data at any time, subject to applicable record-keeping obligations.

10. Data Security
BNB Accelerator employs administrative, technical, and physical safeguards to protect information from unauthorized access, loss, or misuse. These measures include SSL encryption, restricted access controls, and secure data storage practices. Despite our efforts, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

11. Your Rights Under U.S. Law
Depending on your state of residence, you may have rights concerning your personal information:
Right to know what data we collect and how it is used.
Right to request access to your data in a portable format.
Right to request deletion of personal information (subject to legal retention requirements).
Right to opt out of the sale or sharing of personal data (BNB Accelerator does not sell data).
Right to correct inaccuracies or update personal details.
Requests may be submitted via the contact methods listed below, and we will verify your identity before fulfilling any request.

12. Do Not Track (DNT) Signals
BNB Accelerator does not currently respond to DNT signals because no uniform technology standard has been established. We will update our practices if applicable standards are developed.

13. Children’s Privacy
Our services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal data, please contact us immediately to request deletion.

14. Third-Party Links
The website may contain links to third-party websites or services. BNB Accelerator is not responsible for the privacy practices or content of these external sites. Users should review the privacy policies of third-party sites before providing any personal information.

15. State-Specific Rights (California, Virginia, and Others)
Residents of certain states such as California, Virginia, Colorado, and Connecticut may exercise additional privacy rights under local statutes. Requests regarding data access, correction, or deletion can be made via email. We will acknowledge and process such requests within the timelines prescribed by applicable state laws.

16. Limited International Data Transfers
Although BNB Accelerator primarily serves U.S. residents, limited data may be processed on servers or platforms operated outside the United States. In such cases, we rely on contractual safeguards and commercially reasonable protections consistent with international privacy principles.

17. Changes to This Privacy Policy
We may revise this Privacy Policy periodically to reflect updates in business operations, law, or technology. The most recent version will always appear on our website with the effective date shown above. Continued use of our website or services after updates constitutes acceptance of the revised policy.

18. Your Consent
By using this website, submitting personal information, or engaging with our content, you consent to the collection, use, and disclosure of information as described in this Privacy Policy.

19. Contact Information
For privacy questions, requests, or complaints, you may contact us at:
BNB Accelerator LLC
Email: privacy@bnbaccelerator.com
Mailing Address: 2360 Hood Avenue, San Diego, CA, 92123

20. Effective Date and Acceptance
This Privacy Policy is effective as of the date stated above. Your continued use of the website after any modifications constitutes acceptance of the revised policy and all associated terms.

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